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Subscriptions with Indian-issued Cards

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Subscription Support

For cards issued by the Reserve Bank of India (RBI), BlueSnap subscription payments have the following restrictions:

To meet directives issued by the Reserve Bank of India (RBI), BlueSnap implements a unique flow for recurring charges with India-issued credit cards​. This flow applies to payments made with cards issued by Indian banks, that occur without the direct involvement of the customer while using previously collected payment information. This includes recurring transactions, subscriptions, and any payments where the user is not present (online) at the time of payment authorization. These conditions apply to businesses in India and international businesses selling to Indian customers in both INR and non-INR currencies.​

Subscription Flow

Our subscription manager will recognize and flag subscriptions that are paid for with cards issued by an Indian issuer. The flagged subscriptions will follow a unique flow: a charge is initiated for each recurring cycle instance.​ All other subscription functionality (emails, reminders, webhooks, APIs, cancellations, retries, grace periods, etc.)​ will be the same as any other BlueSnap subscription.

Shopper Experience

  1. 72 hours before a subscription renewal, the shopper receives a payment notification email reminding them that a recurring charge is due in 72 hours and a link to approve the upcoming charge. ​The email is sent every 24 hours until a grace period cancellation is reached.​

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    Subscription Email Settings

    BlueSnap sends these email notifications regardless of your Shopper > Subscription email settings. If your subscription emails are turned off, your subscription shoppers still receive these renewal notification emails.

  2. If the shopper approves the charge, it will initiate a charge linked to the subscription ID and the shopper will go through the 3DS authentication process.
  3. Once complete, the subscription will be renewed.

Limitations

  • This is not supported for Merchant Managed Subscriptions. If you are managing your own subscriptions, be sure to implement functionality that meets RBI directives.
  • This is only supported for BlueSnap Subscription users who enable BlueSnap emails. ​

Updated 15 days ago